CREDIT OFFICERS Jobs at EFC TANZANIA M.F.C LIMITED

Operating since July 2011, EFC TANZANIA M.F.C LIMITED provides financial services to micro, small and medium size enterprises (MSMEs) and is the first deposit taking microfinance institution to be licenced and regulated under the Bank of Tanzania’s Microfinance Company Charter.

The purpose of the Entrepreneurs Financial Centre (EFC) is to provide increased access to specialized financial services for entrepreneurs while contributing to wealth creation, improvement of living conditions and development of the Tanzanian private sector. Owned by international and local investors, EFC Tanzania is distinctive in its emphasis on local development through a collective ownership scheme.

POSITIONS:
EFC Tanzania through its expansion program and in an effort to serve its clientele better, is looking to fill the following position in Dar es Salaam:

1. CREDIT OFFICERS (4) POSTS
Qualifications & Profile:
Applicants should have financial services experience with the following general profile:
• Bachelor’s Degree in Business Administration, Accounting, Banking, Commerce, Finance, or Marketing.
• 1 - 3 years’ experience in Housing/SME’s Loans will be an added Advantage.
• Strong people/relationship skills with a customer service and teamwork orientation.
• Action and results oriented with good time management and analytical skills.
• Excellent oral and written communication skills in English and Kiswahili.

APPLICATION INSTRUCTIONS:

EFC Tanzania seeks to hire qualified and experienced candidates who are strongly oriented towards personal and professional development for career advancement and can actively participate in a fast paced and constantly changing environment.

Interested candidates are requested to submit a letter of interest explaining their motivation for the position applied for together with their Curriculum Vitae.

Note: Women’s are encouraged to apply.

Applications will be received until Friday 30th July, 2014 addressed to:

The Human Resource Department
EFC Tanzania M.F.C Limited
1st Floor, Letsya Towers
59 New Bagamoyo Road
P.O. Box 11735
Dar es Salaam, Tanzania
Email: HR_EFC@hotmail.com

CREDIT OFFICERS , Tanzania Postal Bank (TPB)

Tanzania Postal Bank (TPB) seeks to appoint dedicated, self-motivated and highly organized Credit Officers (2 positions) to join Credit Team.

JOB SUMMARY

The Credit Officer will be responsible for appraising all types of loans, carrying out effective and efficient loan follow up/monitoring with a view to maintain a growing and quality loan portfolio. S/he should also be responsible for supervising the appraisal of applications as compiled by subordinates.

Reporting Line: To Credit Manager

Locations: Dar es Salaam, Mwanza

Work Schedule: As per TPB Staff regulations

Salary: Commensurate to the Job Advertised

Essential Duties and Responsibilities:-

 Appraise credit applications for review by Branch Manager before submitting to Branch Credit Committee.
 Advising loan applicants on fate of applications, terms and conditions of approvals.
 Reviewing and consolidating reports and submitting consequential reports to Branch Manager.

 Monitor repayments of disbursed loans and recommend to the Branch Manager appropriate recovery measures against defaulters.
 Reviewing and classifying portfolio on weekly basis and submit the report to Branch Manager.

 Attend any other duties as may be assigned by the Credit Manager.

Key Performance Indicators:

 Customer Satisfaction

 Individual Productivity and Turnaround time

 Minimum Cash Differences

 Timely Validation of Transactions

KEY RELATIONSHIPS

 Internal: TPB Staff

 External: Regulators, Clients,Consultants

AUTHORITY LEVELS

As set down in TPB’s policy and procedures for a position at a Credit Officer

EXPERIENCE AND KNOWLEDGE REQUIRED

 Education: Bachelor’s degree in Economics, Commerce, Business Administration, Accounting, Finance, banking or other related discipline

Experience:  Experience of at least 2 years as a Credit Officer

Skills / Attributes: High level of integrity. Must be keen on details.

Excellent communication and report writing skills. Ability to work under pressure and minimal supervision. Personable and able to relate to people at all levels. Effective negotiation with customers

Applicants are invited to submit their Curriculum Vitae and Application Letter (indicating the position title in the subject heading) via e-mail to:  recruitment@postalbank.co.tz . Applications via other methods will not be considered. If you are not contacted by Tanzania Postal Bank within seven days after the deadline, consider your application was unsuccessful. Short listed candidates may be subjected to any of the following: a security clearance; a competency assessment; physical capability assessment and reference checking.

Applicants need to submit only the Curriculum Vitae (CV) and the Letter of Applications indicating the Job advertised and the region of preference. Other credentials will have to be submitted during the interview for authentic check and other administrative measures and should not in any way be attached during application.

Tanzania Postal Bank is an Equal Opportunity Employer and is very committed to environmental, health and safety Management.

Please forw ard your applications before 23rd July 2014